If I permanently cease to conduct my practice as a Physiotherapist I understand that I should maintain professional indemnity insurance to cover me against claims and/or circumstances that might arise in respect of work performed prior to ceasing practice

A: There are a number of reasons that physiotherapists permanently cease to practice. Whether due to planned retirement on unforseen personal circumstances (such as injury) ongoing cover should be maintained (for work conducted prior to ceasing practice). Physiobase.com has negotiated a significant benefit with their supporting insurer (CGU Insurance Ltd) that where the insured is a sole practitioner and ceases to practice in public during period of insurance, then the subject policy will provide ongoing run-off cover (at no additional or ongoing cost to the Insured) subject to CGU Insurance Ltd remaining the insurer to the Physiobase.com professional indemnity scheme for physiotherapists.