As agents of CGU, Physiobase.com is not allowed to give this advice. Generally insurers say to insure yourself for as much as you can afford.
Whilst we think it is important to never under insure yourself we also feel it appropriate to say, 'Assess your risks and decide on the level of cover you need'.
This is why we have a developed a range of levels of Professional Indemnity cover from $1m to $20m. One size does not fit all. And even our $1m cover still has a $10m Public & Products Liability limit and comes with all the same free extras of our $20m cover.
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